$783 raised by 6 donors
4% complete
$20,000 Goal
Habitat for Humanity of Grand County works in partnership with the Grand County community and families in need to build simple, affordable homes.
In 2024, we applied and received a forgivable loan in the amount of $1.6M from Proposition 123- Land Banking for the purchase of 2.68 acres in Granby to build affordable duplexes and triplexes in Grand County for a total of 28-32 new homes. We participated in a Design Charrette sponsored by Housing Colorado in conjunction with CU Denver Architecture and Planning College. We loved all of the learning and designs these amazing students and local volunteer professionals came up with. We are using building innovations with a non-profit organization, We Build, that builds our walls in panels then delivers them to our building site. Our construction team was able to completely frame our next home in 4 days!!
We are an affiliate of Habitat for Humanity International, a non-profit Christian organization whose mission is to eliminate poverty housing and make decent shelter a matter of conscience. We welcome the participation of all people regardless of race, religion, economic status or gender.
Habitat for Humanity of Grand County works in partnership with the Grand County community and families in need to build simple, affordable homes. We strive to ensure that there are decent homes in which every person can experience God's love and can live and grow into all that God intends.
We are an affiliate of Habitat for Humanity International, a non-profit Christian organization whose mission is to eliminate poverty housing and make decent shelter a matter of conscience.
We welcome the participation of all people regardless of race, religion, economic status or gender who want to help eliminate poverty housing one house and one family at a time.
Habitat for Humanity of Grand County was formed in 1999 as a non-profit, ecumenical organization with the stated goal of eliminating poverty housing in Grand County. We became an affiliate of Habitat for Humanity International in November of 1999. Habitat welcomes the participation of all people regardless of race, religion, economic status or gender.
To date we have completed 14 houses, including: in Granby; Grand Lake, Hot Sulphur Springs and in Kremmling. Our five most recently completed houses are in Hot Sulphur Springs. Our next two houses are currently (2024-2025) being built in Hot Sulphur Springs.
Habitat comprises three major programs: home building, home financing/mortgage assistance, and family support and education programs that provide on-going help to new and existing Habitat families. As part of our home financing and mortgage assistance program, we act as the lending institution for a Habitat family and sell the house to them with an affordable first mortgage. To ensure that the family's monthly payments are affordable, we set the amount of this mortgage and the term of the loan so that the principal, taxes and insurance do not exceed 30% of the family's monthly income. This first mortgage represents only a fraction of the value of the house. To ensure sustainability, we cover the remaining appraised value of the home with a "silent second" mortgage. This mortgage is forgiven when the family pays off the first mortgage.
In lieu of a cash down payment, we require that each homeowner complete 200 hours of "sweat equity" toward the building of their home. The homeowners gain valuable hands-on knowledge of their home and skills that will help them deal with home maintenance tasks they will face as a homeowner.
Since our families are first time homebuyers we provide on-going support to the family as they transition to the challenges of home ownership. We provide education classes, one-on-one counseling and on-going support throughout the term of their mortgage. This aspect of our program includes a financial literacy course we offer to our new families, existing families who are struggling to meet their mortgage commitment, and future applicants for our homeownership program.
Organization name
Habitat for Humanity of Grand County, Colorado Inc
other names
Habitat Grand County
1999
Tax id (EIN)
84-1511043
Category
Housing & Shelter
Organization Size
Large Organization
Address
PO Box 969 51 E Agate AveGrand County, CO, US